Terms of Use

Last updated: 22 May 2026

Agreement to Terms

These Terms of Use constitute a legally binding agreement between you and AusvortaxTechAI ("Company", "we", "our", or "us") concerning your access to and use of the AusvortaxTechAI.net website and any related services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use our Services.

Eligibility

You must be at least 18 years of age to use our Services. By using our Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

Description of Services

AusvortaxTechAI provides financial education, coaching, and related services designed to help individuals improve their financial management skills. Our Services include:

• Financial education programmes
• Cash flow management guidance
• Debt elimination strategies
• Wealth building education
• Related coaching and support services

Important Disclaimer

Our Services do not constitute financial advice. AusvortaxTechAI provides general financial education and coaching only. We do not hold an Australian Financial Services Licence (AFSL) and do not provide personal financial advice as defined under the Corporations Act 2001 (Cth).

The information and strategies provided through our Services are educational in nature and should not be relied upon as a substitute for professional financial advice tailored to your individual circumstances. Before making any financial decisions, you should consult with a licensed financial adviser who can assess your specific situation.

User Responsibilities

When using our Services, you agree to:

• Provide accurate and complete information when requested
• Maintain the confidentiality of any account credentials
• Use the Services only for lawful purposes
• Not attempt to gain unauthorised access to any part of the Services
• Not reproduce, duplicate, copy, sell, or exploit any portion of the Services without our express written permission
• Not use the Services in any way that could damage, disable, or impair the Services

Intellectual Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, are the exclusive property of AusvortaxTechAI or our licensors and are protected by Australian and international copyright, trademark, and other intellectual property laws.

You may not modify, reproduce, distribute, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any of our content without our prior written consent, except as follows:

• Your computer may temporarily store copies in RAM incidental to your accessing and viewing those materials
• You may store files that are automatically cached by your browser for display enhancement purposes
• You may print or download one copy of a reasonable number of pages for your own personal, non-commercial use

Payment Terms

For paid Services:

• All prices are in Australian Dollars (AUD) unless otherwise stated
• Payment is due at the time of purchase unless otherwise agreed
• We accept major credit cards and other payment methods as displayed on our website
• All payments are processed securely through our payment providers

Refund Policy

We offer a 30-day satisfaction guarantee on our programmes. If you are not satisfied with your purchase, you may request a refund within 30 days of your purchase date, provided that:

• You have completed the initial assessment phase of the programme
• You have made a genuine attempt to implement the strategies provided
• You contact us in writing to explain why the programme did not meet your expectations

Refunds will be processed within 14 business days of approval.

Limitation of Liability

To the maximum extent permitted by applicable law, AusvortaxTechAI and our directors, employees, agents, and affiliates shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Any loss of profits, revenue, data, or goodwill
• Any damages resulting from your use of or inability to use the Services
• Any damages resulting from any financial decisions you make based on information obtained through our Services

Our total liability to you for any claims arising out of or related to these Terms or the Services shall not exceed the amount you paid to us for the Services in the 12 months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless AusvortaxTechAI and our directors, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with:

• Your access to or use of the Services
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit to or through the Services

Third-Party Links

Our Services may contain links to third-party websites or services that are not owned or controlled by AusvortaxTechAI. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any such third-party websites or services.

Modifications to Services

We reserve the right to modify, suspend, or discontinue the Services, or any part thereof, at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Services.

Changes to Terms

We may revise these Terms from time to time at our sole discretion. All changes are effective immediately when posted. Your continued use of the Services following the posting of revised Terms means that you accept and agree to the changes.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Victoria, Australia, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or the Services shall be subject to the exclusive jurisdiction of the courts of Victoria, Australia.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable. If such modification is not possible, the relevant provision shall be deemed deleted. Any modification or deletion shall not affect the validity and enforceability of the remaining provisions.

Entire Agreement

These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference herein, constitute the entire agreement between you and AusvortaxTechAI regarding your use of the Services and supersede all prior agreements and understandings.

Contact Information

If you have any questions about these Terms, please contact us at:

• Email: [email protected]
• Address: Level 12, 456 Collins Street, Melbourne VIC 3000, Australia